For Professionals and first home owners alike FBI Group is able to discuss with you the various loan types so you are able to make a well informed decision. No need to run from lender to lender, the hard work is done for you. Need up to 95% of property value for your new home loan to cover fees and stamp duties?
The following original documents are required to support your First Home Owner Grant application.
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Contract (for the home you want to purchase)
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Marriage Certificate (if applicable)
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ID totalling 100 points (eg. Licence + Birth Certificate + Medicare Card)
However, there are many things that a First Home buyer needs to understand before they jump into the biggest financial commitment they may ever make. We can answer your questions, for example:
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How much savings to I need to have for a depost?
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What if I don't have any savings but I have a good long term employment record?
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Is it best to choose a loan that has lowest interest rate?
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ow do I know if a fixed rate is better than a variable rate?
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I've heard of 100% finance loans, how do these work?
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What is Lender's Mortgage Insurance and what can I do so that I don't have to pay it?
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What are some ways to reduce my monthly payments?
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What are some ways to reduce the total amount I pay for my home?
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Do all first home buyers get $7,000 from the government?
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Is there a way to safeguard my home if I buy my first home with my partner, but we're not married as I don't want to risk losing my half if things don't work out?
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Is it better to buy a new home or an existing home?
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I want to buy my first home but I don't want to live in it for a couple of years, do I still get the First Home Owner Grant?
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I'm not an Australian citizen, can I still get the First Home Owner Grant?
If you'd like answers to some of these questions, please give us a call or drop us an email at admin@fbigroup.com.au |
